DEMAMD FOR PAYMENT



                                        Date:


        To:
        



        Dear:

                Reference is hereby made to a obligation dated 
        _________19,__ by and between ___________________ and 
        _________________.  As a result of your failure to 
        _______________________, you are currently in default.  Demand is 
        hereby made of you for full payment of $________________.

                                        Very truly yours,



                                        ______________________________



                                                        Form 113