NOTICE OF RIGHT OF RESCISSION


        $__________________Mortgage on Property Situated at:

        _______________________________________________________________


        Notice of Customer Required by Federal Law:

               You have entered into a transaction on__________,  
        20__ which may result in a lien, mortgage or other security 
        interest on your home.  You have a legal right under federal law 
        to cancel this transaction, if you desire to do so, without any 
        penalty, or obligation, within three business days from the 
        above date or any later date on which all material disclosures 
        required under the Truth in Lending Act have been given to you.  
        If you so cancel the transaction, any lien, mortgage or other 
        security interest on your home arising from this transaction is 
        automatically void.  You are also entitled to receive a refund 
        of any down payment or other consideration if you cancel.  If 
        you decide to cancel this transaction, you may do so by 
        notifying

        _______________________________________________________________
                               (Name of Creditor)

        at_____________________________________________________________

        by mail or telegram sent not later than midnight of               
        __________, 20__.   You may also use any other form of written 
        notice identifying the transaction if it is delivered to the 
        above address not later than that time.  This notice may be used 
        for that purpose by dating and signing below.

               I hereby cancel this transaction.



        ________________________________   _____________________________
                  (Date)                      (Customer's Signature)


               Receipt is herewith acknowledged of the foregoing NOTICE, 
        each of the undersigned CUSTOMERS having received two copies 
        thereof, and one copy of the Disclosure Statements concerning the
        above identified transaction this ______day of_________,20__.          
     


        ______________________________  __________________________

        Issue two copies to customer.
                                                 Form 128