SHORT FORM OF LEASE             
                                  <RESIDENTIAL>   



               LEASE AGREEMENT, made between ________________________          
        (Landlord) and_________________________________ (Tenant).

               For good consideration it is agreed between the parties 
        as follows:

               1.  Landlord hereby leases and rents to Tenant the 
        premises described as follows:


               2.  This Lease shall be in effect for a term of _____ 
        years, commencing on________________, 20__ and terminating on 
        20__.

               3.  Tenant shall pay Landlord the annual rent of $_____ 
        during said term, in monthly payments of $___________, each, 
        payable monthly in advance.  

               4.  Tenant shall at its own expense provide the following 
        utilities:___________________________________________________

               5.  Tenant further agrees that:

               a)  Upon the expiration of the lease it will return 
        possession of the leased premises in its present condition, 
        reasonable wear and tear, and fire casualty excepted.  Tenant 
        shall commit no waste to the leased premises.

               b)  It shall not assign or sub-let or allow any other 
        person to occupy the leased premises without Landlord's prior 
        written consent.

               c)  It shall not make any material or structural 
        alterations to the leased premises without Landlord's prior 
        written consent.  

               d)  It shall comply with all building, zoning and health 
        codes and other applicable laws for said leased premises.

               e)  It shall not conduct a business deemed extra 
        hazardous, a nuisance or requiring an increase in fire insurance 
        premiums.  Tenant warrants the leased premises shall be used only 
        for the following type business: _______________________.

               f)  In the event of any breach of the payment of rent or 
        any other allowed charge, or other breach of this Lease, 
        Landlord shall have full rights to terminate this Lease in 
        accordance with state law and re-enter and claim possession of 
        the leased premises, in addition to such other remedies 
        available to Landlord arising from said breach.  

               6.  This Lease shall be binding upon and inure to the 
        benefit of the parties, their successors, assigns and personal 
        representatives.  

               7. Additional Lease terms:   



               Signed and sealed this ______day of ______, 20__.



                                       ______________________________
                                       Landlord



                                       _______________________________
                                       Tenant


                                                Form 202