COMMERCIAL LEASE



                This Lease ("Lease") is made this ______ day of _____, 
        20__ by and between ______________________(hereinafter 
        "Landlord") and __________________________(hereinafter "Tenant").  
        In consideration for the mutual promises and covenants contained 
        herein, and for other good and valuable consideration, the 
        parties hereby agree as follows:

                1.  The Landlord leases to the Tenant, and the Tenant 
        rents from the Landlord the following described premises:




                2.  The term of the Lease shall be for _________________ 
        commencing _________________, 20__ and ending ________________, 
        20__.

                3.  The Tenant shall pay to Landlord as rent $__________ 
        per year in equal monthly installments of $_______________ 
        payable in advance at ________________________.

                4.  This Lease is subject to all present or future 
        mortgages affecting the premises.  

                5.  Tenant shall use and occupy the premises only as a 
        ______________________ subject at all times to the approval of 
        the Landlord.

                6.  The Tenant shall not make any alterations in, 
        additions to or improvements to the premises without the prior 
        written consent of the Landlord.

                7.  The Landlord, at his own expense, shall furnish the 
        following utilities or amenities for the benefit of the Tenant:

                                                

                8.  The Tenant, at his own expense, shall furnish the 
        following:

                                  

                9.  The Tenant shall purchase at his own expense public 
        liability insurance in the amount of $_________ as well 
        as fire and hazard insurance in the amount of $ ______ for the 
        premises and shall provide satisfactory evidence thereof to the 
        Landlord and shall continue same in force and effect throughout 
        the Lease term hereof.  

                10.  The Tenant shall not permit or commit waste to the 
        premises.

                11.  The Tenant shall comply with all rules, regulations, 
        ordinances codes and laws of all governmental authorities having 
        jurisdiction over the premises.

                12.  The Tenant shall not permit or engage in any 
        activity which will effect an increase in the rate of insurance 
        for the Building in which the premises is contained nor shall the 
        Tenant permit or commit any nuisance thereon.

                13.  The Tenant shall not sub-let or assign the premises 
        nor allow any other person or business to use or occupy the 
        premises without the prior written consent of the Landlord, 
        which consent may not be unreasonably withheld.

                14.  At the end of the term of this Lease, the Tenant 
        shall surrender and deliver up the premises in the same condition 
        (subject to any additions, alterations or improvements, if any) 
        as presently exists, reasonable wear and tear excluded.

                15.  Upon default in any term or condition of this Lease, 
        the Landlord shall have the right to undertake any or all other 
        remedies permitted by Law.

                16.  This Lease shall be binding upon, and inure to the 
        benefit of, the parties, their heirs, successors, and assigns.

                Signed this _______ day of _______, 20__.



             _________________________      _________________________
             Tenant                         Landlord



                                                        Form 203